Step 01
Accounts & Entry
Add each account with the balance it holds today, then capture every transaction on a calculator-style keypad. Total control starts with intentionality.
The Evolution of Finance
Master Your Money In Three Steps.
Contiv isn't just an expense tracker—it's a precision-engineered command center designed for those who value awareness as the foundation of growth.
Step 02
Categorization
File each transaction under a category and tag it with the store or client. When one purchase covers several things, split it across categories.
Step 03
Insight & Precision
See profit and loss by category or account by account, with every currency kept separate. See the patterns that matter.
Every account
In one statement
Your data
Exportable anytime
Awareness is the first step to financial freedom.
“The simple act of recording a transaction creates a friction point between impulse and action. By manually entering your expenses, you confront your choices in real-time.”
Why Manual?
Cognitive Connection
Automated syncs are forgettable. Manual entry ensures every dollar spent is a conscious decision.
Zero Privacy Leaks
We never ask for your bank logins. Your data remains yours, localized and secure by design.
Total Categorization
Algorithms get it wrong. You know exactly what that Amazon purchase was for. Tag it right the first time.
Manual entry creates a friction point between impulse and action. By recording each transaction yourself, you build awareness and conscious spending habits — something automatic bank sync can never provide. It also means Contiv never asks for your bank login, so your data stays yours.
Yes. Each account is either personal or business, so every total separates itself. Profit & loss can cover all your accounts, only the personal or only the business ones, or a single account, and can break the figures down account by account.
Yes. Each account holds its own currency, and every transaction uses its account's currency. Totals are shown one currency at a time and never blended together. Moving money between accounts in two currencies is recorded as a conversion, with both amounts as they happened.
Contiv Financial is available on iOS today, with Android in early access. You can request Android early access from the Download page.
Yes. Sign in on the web with the same account you use on your phone, and everything you've recorded is already there.
Contiv Financial uses biometric security on device, never requests bank credentials, and is designed to keep your data private by default.
Start Your Journey to Precision.
Join the league of financially aware users who have mastered their nebula of expenses.